The desire of the First Bank Mortgage team is to give you the keys to create and plant roots of your own. That process can begin for you here as you learn more about our various loan programs.
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(FEDERAL HOUSING ADMINISTRATION)
(FANNIE MAE/FREDDIE MAC)
(VETERANS ADMINISTRATION)
Terms and conditions apply. This is not a commitment to lend. Credit is subject to approval. Programs, rates, terms and conditions are subject to change without notice.
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FIRST-TIME HOMEBUYER SAVINGS
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Open a savings account (1) at a rate of
3.05% (2 apy) with us.
Get REWARD YOUR FIRST.REWARD YOUR FIRST. $1,000 Lender Credit toward Closing Costs as a First-Time Homebuyer (3)
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1 First Bank’s First Home Savings Account is an account open only to Mississippians who have never purchased or owned a home in MS or any other state. Money deposited in the account earns interest-free from state income tax and is deductible from state
income in 2018 (up to $2,500 per year for individuals or $5,000 for couples; however, there is no limit to annual deposit amounts). Funds can be used for a variety of things including down payment, appraisal fee,
title fees or other home purchase related expenses; however, unqualified use of funds is penalized ten percent. Individual account holders are responsible for all reporting on their tax return. See www.FirstHomeMS.org
for full details. You can also refer to the Mississippi Department of Revenue First-Time Buyer Savings Account Deduction for more details. Limit one First Home Savings Account per individual.
2 Annual Percentage Yield is accurate as of 1/1/2018. Both applicable tiers currently pay the same rate, but are subject to change after account opening at any time. APY quoted assumes funds remain on deposit for at least 365 days. Be sure to enroll in eStatements as paper statement fees or other fees could reduce earnings.
3 $1,000.00 Lender Credit toward closing costs applies to First Bank Secondary Mortgage Loan Originations and only those individuals who open and maintain a First Bank First Home Savings account for at least 120 days prior to closing. All loans subject to credit approval. Offer subject to change at any time. First Bank in-house financing not eligible for lender credit. ©2018 First Bank, Inc. All rights reserved. Member FDIC.
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CERTIFIED HOME BUILDER
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Buy from a Certified Professional Builder, get
$1,000 in Lender Credit toward closing costs.
We’re in the business of building dreams through creative opportunities. Let us help you plant roots in a home. First Bank partners with Certified Professional Home Builders to provide a smooth, less complicated loan process. Connect with us at (601) 726-3346 to find out more about our Certified Professional Builder Program.
- * Financing provided by First Bank Mortgage. $1,000.00 Lender Credit toward closing costs applies to First Bank Secondary Mortgage Loan Originations and only those individuals who open and maintain a First Bank Home Savings account for at least 120 days prior to closing. $1,000 Lender Credit to be used toward closing costs on permanent financing after construction or purchases of a newly constructed home by a Certified Professional Builder. All loans subject to credit approval. Offer may expire at any time. First Bank, ©2018 First Bank, Inc. All rights reserved. First Bank in-house financing not eligible for lender credit. See Truth-in-Savings Disclosure for more information and account details. All loans subject to approval. Member FDIC.
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FEELING OF HOME Are you ready to experience it for yourself?
We've got solutions to help you get there.
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100 SOUTH BROADWAY
MCCOMB, MS 39648
800.678.5648
NMLS # 421801
First Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. This content does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial and/or investment professional based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information. You are invited to apply. Your receipt of this material does not mean you have been pre-qualified or pre-approved for any product or service. Please consult your tax advisor, as neither First Bank, its affiliates, nor their employees provide tax advice.
© 2018 FIRST BANK MORTGAGE
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